Fintech & Payments
Licensing and banking-partner readiness, customer-risk design, transaction monitoring and scalable operating controls.
FINANCIAL CRIME COMPLIANCE · ADVISORY · DELIVERY
ComplyArc designs and strengthens financial crime controls for growing regulated businesses.
A specialist AML and financial crime compliance consultancy helping regulated and regulation-adjacent businesses build, test, operate and improve practical controls.
Established 2026 practitioner-led deliveryUS & EU frameworksBanking, fintech & crypto delivery
Clear accountabilityOne lead owns the outcome.
Operational detailControls teams can actually run.
Reviewed deliveryWork reviewed before release.
Flexible capacityProjects, sprints or ongoing support.
WHAT WE DO
From framework to execution.
Choose a focused engagement or combine services into one accountable workstream.
Build the programme
Create a proportionate compliance foundation aligned to your products, customers and jurisdictions.
AML/CFT programme designPolicies, procedures, governance and control inventories.
Enterprise risk assessmentCustomer, product, channel and geographic risk methodology.
KYC/KYB and EDDOnboarding, risk segmentation, UBO and high-risk workflows.
Sanctions frameworkScreening, escalation, decisions and recordkeeping.
Monitoring designScenarios, thresholds, segmentation and governance.
Crypto and VASP controlsWallet risk, Travel Rule and fiat/crypto escalation.
Test what actually works
Independent, evidence-based assurance over control design and operating effectiveness.
Independent AML reviewProgramme-wide or targeted review with ranked findings.
Policy-to-practice testingTest whether operations match the approved framework.
KYC and EDD quality assuranceSampling, file testing, root causes and actions.
Monitoring and sanctions QAAlert handling, dispositions and evidence quality.
Remediation validationConfirm that issues are closed sustainably.
Audit and exam preparationEvidence mapping, issue tracking and management briefing.
Extend compliance capacity
Defined ongoing support with clear scope, response expectations and reviewed delivery.
Managed alert reviewStructured investigation and disposition support.
File review and EDDRisk-based review and documented escalation.
Compliance-office supportOperational assistance where legally permitted.
Backlog sprintsTime-bound capacity for urgent queues.
TrainingRole-based workshops for operations and leadership.
Control maintenanceUpdates, reporting and documented handover.
Investigate and remediate
Structured support when a control failure, suspicious pattern or inherited backlog needs action.
Financial crime investigationsEvidence-led case review and documented findings.
SAR and STR supportNarrative drafting and escalation support.
Linked-account analysisWallet, email, address and identity connections.
LookbacksDefined retrospective review and issue tracking.
Shared-wallet remediationConnected-account review and control redesign.
Corrective actionPrioritised remediation and closure evidence.
WHERE WE WORK
Sector context changes the control.
We calibrate the programme to your products, customer journeys, transaction flows and regulatory exposure.
Crypto & VASPs
Wallet risk, blockchain monitoring, Travel Rule, fiat and crypto controls, and evidence-ready escalation.
MSB & Remittance
BSA/AML and risk-based programme builds, agent and channel risk, monitoring, SAR support and remediation.
Banks & Financial Institutions
Independent reviews, control testing, KYC/EDD quality assurance, investigations and targeted delivery support.
Marketplaces & Higher-Risk Commerce
Merchant due diligence, KYB, payment-flow risk, sanctions controls and processor-readiness reviews.
Trade Finance & TBML
Counterparty and document red flags, sanctions escalation, commodity consistency and trade-risk reviews.
COMPLYARC IN 60 SECONDS
Compliance from framework to execution.
A concise overview of how ComplyArc supports regulated businesses.
The video covers risk and readiness assessments, AML/CFT programme design, KYC/KYB and due diligence, sanctions screening and transaction monitoring. It also introduces compliance operations, investigations and SAR/STR support, quality assurance, independent reviews and remediation across banking, payments, crypto and money services businesses.
SELECTED DELIVERY EXPERIENCE
Built around real operating problems.
Anonymised examples showing the depth and type of work we deliver. Further evidence can be shared privately where confidentiality permits.
PROGRAMME BUILD
End-to-end AML framework for a fintech
Governance, CDD and EDD, sanctions, monitoring, escalation, recordkeeping and oversight translated into operational procedures.
- Risk-based control design
- Implementation-ready documents
- Bank and audit preparation
CONTROL DESIGN
Transaction monitoring and case workflow redesign
Scenario logic, severity mapping, mandatory decision records, escalation pathways and role-based controls for a live environment.
- Rules and thresholds
- QA and audit trail
- Operational escalation
KYC & KYB REVIEW
Payment processor readiness review
Reviewed a higher-risk business's KYC and KYB package, website and supporting documents, then defined a prioritised remediation plan.
- Documentation gap review
- Business-model clarity
- Processor readiness
CRYPTO & VASP
Wallet-risk control architecture
Designed onboarding, wallet screening, crypto and fiat monitoring, sanctions, Travel Rule and MLRO escalation controls.
- Blockchain risk controls
- Travel Rule processes
- Evidence-ready decisions
INDEPENDENT REVIEW
Prioritised AML remediation roadmap
Tested AML and KYC policies and operating practices against the business model, then ranked findings by severity and control impact.
- Risk-based testing
- Severity-ranked findings
- Closure roadmap
INVESTIGATION & REMEDIATION
Linked-account and shared-wallet remediation
Large-scale linked-account and shared-wallet remediation, including entity-link analysis, control redesign and documented escalation support.
- Entity-link analysis
- Historical link retention
- One-customer, one-wallet control
HOW WE DELIVER
Clear ownership. Evidence at every step.
- 01
Diagnose
Business model, jurisdictions, products, customer types, transaction flows and immediate risks.
- 02
Define
Scope, acceptance criteria, responsibilities, evidence needs and a realistic delivery plan.
- 03
Deliver
Focused practitioner-led work, reviewed before release and aligned to the agreed scope.
- 04
Handover
Documents, control logic, decision trail and an implementation-focused walkthrough.
PRACTITIONER-LED
Operational judgement without enterprise-consulting drag.
Established in 2026, ComplyArc brings senior-led financial crime compliance experience across banking, payments, money services and crypto environments, with delivery under US and European Union frameworks, including MiCA-related work.
Client identities, employer names and confidential project materials are not published. Relevant examples may be shared privately where confidentiality permits.
AML/CFT programmesKYC/KYB & EDDTransaction monitoringCrypto controlsInvestigations & SAR supportAssurance & remediation
START WITH THE IMMEDIATE RISK
Tell us what must be built, fixed or proven.
Share your jurisdiction, business model, current stage and the compliance outcome you need.
Discuss your compliance needsRequest a fixed-fee proposal
We will review the request and respond from the ComplyArc business mailbox.